Read the sample IELTS speaking part 2 answer on the topic of an interesting discussion you had about how you spend your money. By reading this sample answer, you can get some ideas about different questions that will help you in the actual exam.
Describe an interesting discussion you had about how you spend your money.
- who you had the discussion with why you discussed this topic
- what the result of the discussion was
- and explain why this discussion was interesting for you.
Well, a few months ago, I had an insightful discussion with my cousin, who’s a financial advisor. I had just started earning through some freelance work, and I wasn’t sure how to manage my expenses wisely. So, during his visit, I asked him for some practical advice about budgeting and saving money. He was glad I brought it up because many young people ignore the importance of financial planning.
We talked about how I usually spend my money on things like clothes, food delivery, and digital subscriptions, which might not be necessary. He explained the importance of categorizing expenses and recommended the 50-30-20 rule. According to him, 50% of my income should go to needs, 30% to wants, and 20% to savings. After the discussion, I started tracking my spending through a mobile app, and I noticed an improvement in how I managed my finances. I also reduced impulsive purchases, which helped me stay within my budget.
This discussion was really interesting because it changed the way I look at money. Before that, I used to spend without thinking. Now I realize that money doesn’t grow on trees, and I’ve become more mindful of saving for the future. It made me feel more responsible and confident about handling my own finances.
IELTS Vocabulary
Idiom for IELTS
1. Money doesn’t grow on trees
Meaning: To have to put an effort in earning money
Sentence: I have been told over and over again as a child that money doesn’t grow on trees.
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